One of the first steps in your homebuying journey is getting pre-approved. To understand why it’s such an important step, you need to understand what pre-approval is and what it does for you. Business Insider explains:
Applying For a Mortgage? Here’s What You Should Avoid Once You Do.
While it’s exciting to start thinking about moving in and decorating after you’ve applied for your mortgage, there are some key things to keep in mind before you close. Here’s a list of things you may not realize you need to avoid after applying for your home loan. Don’t Deposit Large Sums of Cash Lenders […]
Why Get Pre-Approved Before Looking For A Home?
Pre-approval can help you resolve financial issues First things first, let’s clarify a few things around pre-approvals. For one, a pre-approval is not the same as a pre-qualification. A pre-qualification, which is based on information borrowers supply to the lender as well as a soft credit pull, can be a great tool to help buyers see […]
What Not To Do When Buying A House
Don’t Close Any Accounts It makes it look like you have less available credit. Pay accounts down to 30 percent, or pay them off if you insist, but DON’T close them! Keep Bank Statements, Pay Stubs Readily Available Don’t Buy Furniture, Appliances or Anything New accounts create a FICO-reducing triple whammy of a new account/inquiry, […]
Buying A Home | Interest Rates At 12 Month Low | Donald Horne, Broker
Lapeer MI Mortgages | Whose Mortgage Do You Want To Pay? Yours Or Your Landlord’s?
Lapeer MI, Homes For Sale | Where Are Interest Rates Headed?
Lapeer MI, Homes For Sale | Where Are Interest Rates Headed? Team Success Listing LLC At a local level in Lapeer Michigan, buyer confidence remains strong with some changes that varies on the price level and type of homes they are looking for. Particularly in and around Lapeer 48446. The addition of new stores […]
Closing Costs For Buyers | Donald Horne, Team Success Listing LLC
Closing Costs For Buyers | Donald Horne, Team Success Listing LLC Many homebuyers think that saving for their down payment is enough to buy the house of their dreams, but what about the closing costs that are required to obtain a mortgage? By law, a homebuyer will receive a loan estimate from their lender 3 days […]
Imlay City MI | Getting Pre-Approved Should Always Be Your First Step
Imlay City MI | Getting Pre-Approved Should Always Be Your First Step If you are looking for city-living style with a flair of urban village, Imlay City has everything to offer and more. Today, we would like to talk about Getting Pre-Approved Should Always Be Your First Step. In many markets across the country, the […]
Andrew’s River Estates, Lapeer MI – No … You Do Not Need 20% Down to Buy Now!
Buyer confidence in Andrew’s River Estates remains strong with some changes that varies on the price level and what type of houses they are looking for. For most families, choosing a new home is the biggest financial decision they will ever make and for that reason, there are many complicated decisions involved in choosing your […]