Pre-approval can help you resolve financial issues First things first, let’s clarify a few things around pre-approvals. For one, a pre-approval is not the same as a pre-qualification. A pre-qualification, which is based on information borrowers supply to the lender as well as a soft credit pull, can be a great tool to help buyers see […]
Don’t Close Any Accounts It makes it look like you have less available credit. Pay accounts down to 30 percent, or pay them off if you insist, but DON’T close them! Keep Bank Statements, Pay Stubs Readily Available Don’t Buy Furniture, Appliances or Anything New accounts create a FICO-reducing triple whammy of a new account/inquiry, […]
With interest rates low again, now is the time to buy a home instead of renting. Video included showing how much you can lose by renting.
Pay your own mortgage instead of your landlord’s. Put the equity in your pocket.
Lapeer MI, Homes For Sale | Where Are Interest Rates Headed? Team Success Listing LLC At a local level in Lapeer Michigan, buyer confidence remains strong with some changes that varies on the price level and type of homes they are looking for. Particularly in and around Lapeer 48446. The addition of new stores […]
Closing Costs For Buyers | Donald Horne, Team Success Listing LLC Many homebuyers think that saving for their down payment is enough to buy the house of their dreams, but what about the closing costs that are required to obtain a mortgage? By law, a homebuyer will receive a loan estimate from their lender 3 days […]
Imlay City MI | Getting Pre-Approved Should Always Be Your First Step If you are looking for city-living style with a flair of urban village, Imlay City has everything to offer and more. Today, we would like to talk about Getting Pre-Approved Should Always Be Your First Step. In many markets across the country, the […]
Buyer confidence in Andrew’s River Estates remains strong with some changes that varies on the price level and what type of houses they are looking for. For most families, choosing a new home is the biggest financial decision they will ever make and for that reason, there are many complicated decisions involved in choosing your […]
“Maintaining a strong credit score is one of the most important things potential buyers can do if they want to qualify for a mortgage” … Maintaining a strong credit score is one of the most important things potential buyers can do if they want to qualify for a mortgage, since credit scores are used by […]
The Buyers Are Coming … Mortgage rates may have inched up slightly but that didn’t seem to deter home buyers from shopping for a loan last week. Mortgage application volume rose 2.3 percent week-over-week on a seasonally adjusted basis, driven by an uptick in home purchase applications, the Mortgage Bankers Association reports. Mortgage applications are nearly […]