When you’re thinking about buying a home, your credit score is one of the biggest pieces of the puzzle.
Get Ready To Buy a Home by Improving Your Credit Score
As the new year approaches, the idea of buying a home might be on your mind.
How To Make Your Dream of Homeownership a Reality
Four Things That Help Determine Your Mortgage Rate
If you’re looking to buy a home, you probably want to secure the lowest interest rate possible for your home loan. Over the last couple of years, that was easier to do as the housing market saw record-low mortgage rates, but this year rates have risen dramatically. If you’re looking for ways to combat today’s […]
What Not To Do When Buying A House

Don’t Close Any Accounts It makes it look like you have less available credit. Pay accounts down to 30 percent, or pay them off if you insist, but DON’T close them! Keep Bank Statements, Pay Stubs Readily Available Don’t Buy Furniture, Appliances or Anything New accounts create a FICO-reducing triple whammy of a new account/inquiry, […]
Credit Mistakes Potential Home Buyers In Lapeer Make

“Maintaining a strong credit score is one of the most important things potential buyers can do if they want to qualify for a mortgage” … Maintaining a strong credit score is one of the most important things potential buyers can do if they want to qualify for a mortgage, since credit scores are used by […]
Fear is Holding Many Buyers Back
Fear Is Holding Many Buyers Back, according to Wells Fargo, their newly released survey is covered in this article dated 09/15/2014 from RealtorMag… Nearly two-thirds of Americans recently surveyed say they believed a stellar credit score was necessary to purchase a home, and more than 40 percent said they needed a down payment equal to or […]