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Why You Don’t Need To Fear the Return of Adjustable-Rate Mortgages

Why You Don’t Need To Fear the Return of Adjustable-Rate Mortgages Simplifying The Market

If you remember the housing crash back in 2008, you may recall just how popular adjustable-rate mortgages (ARMs) were back then.

Posted in: Buyers, Buying A Home, Buying Myths, Credit Score, For Buyers, Interest Rates, Metamora Michigan, Metamora Real Estate, Mortgage Rates, Mortgages, Real Estate Information Tagged: adjustable-rate mortgages, buyers, donald horne realtor, interest rates, metamora mi, metamora real estate, mortgages

Oxford MI | VA Home Loans | Donald Horne, Realtor

Home Loans

What is really going on with the Oxford Michigan real estate market? In the last 30 days, 38 homes have sold at an average price increase of 5.0% over last year at this time. Days on market are at 18 days until sold and 60 new listings at an average price of $287,000. Since the […]

Posted in: Buying A Home, For Buyers, Mortgages, Oxford Michigan, Oxford Real Estate, Oxford Subdivision's, Real Estate Information, Videos Tagged: blog, donald horne realtor, mortgages, Oxford MI, va home loans, video

Rural Development Loans Just Got Better!

million buyers

Rural Development Loans Just Got Better! Mortgage Broker, Linda Sinacola (PLB Lending – 248.931.9600) just shared with me that mortgage insurance has dropped drastically on the new RD mortgages!  The upfront guarantee fee is now 1%, that’s down from 2% and the monthly mortgage insurance is now only .35% instead of .85%. Many areas qualify […]

Posted in: Buying A Home, Mortgages, Real Estate Information, Videos Tagged: buyer, donald horne, financing, lending, linda sinacola, loans, mortgages, plb lending, realtor, rural development, team success listing, video

Quicken Loans In Metamora Quietly Offers 1% Down Loans

loans, metamora

“so the client has 3 percent equity immediately…” Quicken Loans has been fairly hush about its latest offering of a super low down payment mortgage, even as rival bank giants like Bank of America, Wells Fargo, and JPMorgan Chase all tout their new 3 percent down mortgage products. But late last year, Quicken Loans quietly […]

Posted in: Buying A Home, Metamora Michigan, Metamora Real Estate, Mortgages, Realtor Magazine Tagged: borrowers, buyers, donald horne, down payment, fico, fico score, freddie mac, loans, metamora, mortgages, realtor, team success listing

In Lake Orion, Mortgage Applications Rose 2.3%

lake orion mortgages

The Buyers Are Coming … Mortgage rates may have inched up slightly but that didn’t seem to deter home buyers from shopping for a loan last week. Mortgage application volume rose 2.3 percent week-over-week on a seasonally adjusted basis, driven by an uptick in home purchase applications, the Mortgage Bankers Association reports. Mortgage applications are nearly […]

Posted in: Buying A Home, Lake Orion Michigan, Lake Orion Real Estate, Mortgages, Real Estate Information, Realtor Magazine, Videos Tagged: applications, buyers, donald horne, financing, home buyers, home purchases, lake orion, loan, mortgage, mortgage applications, mortgage rates, mortgages, realtor, team success listing, video

Mortgage Rates Drop To 3 Year Lows

3 year lows

The 30-year fixed-rate mortgage averaged 3.57 percent in the most recent week, the lowest average in three years, Freddie Mac reports in its weekly mortgage market survey. “Disappointing April employment data once again kept a lid on Treasury yields, which have struggled to stay above 1.8 percent since late March,” says Sean Becketti, Freddie Mac’s […]

Posted in: Buying A Home, Mortgages, Real Estate Information, Realtor Magazine, Selling A Home, Videos Tagged: buyers, coldwell banker shooltz realty, donald horne, home buyers, mortgage, mortgage rates, mortgage rates drop to 3 year lows, mortgages, realtor, team success listing, video

Buying And Selling A Home At The Same Time

Ah, to be a first-time home buyer again: How easy it was to buy a home when you weren’t carrying another mortgage on your back! If you’re looking to graduate from first-timer to repeat buyer, you know things are about to get much trickier. Unless you’re a bona fide house collector, you’ll have to sell your home in […]

Posted in: Buying A Home, Mortgage Loans, Mortgages, Real Estate Information, Realtor Magazine, Selling A Home Tagged: buy, buyers, buying a house, coldwell banker shooltz realty, donald horne, how to, mortgages, real estate, realtor, sell your home, sellers, selling, selling a home, team success listing

Get 3 Big Tax Breaks – If You Buy a Lake Orion MI Home in 2015

lake orion mi

This weeks article from Craig Donofrio in the current Housing Trends eNewsletter titled, You Could Get 3 Big Tax Breaks – If You Buy a Home in 2015 … So you didn’t buy a house last year. That’s OK—you haven’t missed the boat yet on low mortgage rates or a healthy inventory of homes. In many ways, […]

Posted in: Buying A Home, Lake Orion Michigan, Mortgage Loans, Mortgages, Realtor Magazine Tagged: donald horne, energy efficiency, lake orion mi, mortgages, rent v buy, taxes

Home Buying Costs You Need to Know About in Lapeer

home buying costs

Story from Craig Donofrio, 10 Home Buying Costs You Need to Know About, talks about first time buyers and their fees … If you’re a first-time home buyer, you might get a little queasy when the last line of your good-faith estimate comes in at several thousand dollars. And after the color returns to your face, you might […]

Posted in: Buying A Home, Lapeer Michigan, Real Estate Information Tagged: appraisal, closing costs, credit, donald horne, earnest money, escrow, first time home buyer, home inspection, insurance, lapeer, lapeer mi, mortgages, team success listing

FHA 203K Loan Limits

donald horne, realtor

“What is a FHA 203K loan”? These loans give you a way to buy a home in need of repair. Backed by the federal government and given to buyers who want to buy a fixer-upper or older home and turn it into their dream home. Repairs that qualify under the FHA 203K loan and the […]

Posted in: Buying A Home, Mortgages Tagged: donald horne, fha 203k, fha loans, government loans, loan limits, mortgages, realtor, team success listing

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Donald Horne
(810) 338-0628
teamsuccesslisting@gmail.com

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747 Rolling Hills Ln, Lapeer MI, 48446

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